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Declarations page
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Every policy has a declarations page. It’s usually the first page. Open yours and look for three lines: personal property, loss of use and liability.
If personal property isn’t there, or it says zero, your stuff isn’t insured.
Every policy has one, usually the first page. Look for three lines:
- Personal property: a dollar amount that matches your stuff
- Loss of use (additional living expenses): a dollar amount
- Liability: $100,000 or more, protecting you
If personal property isn’t there, or it says zero, your stuff isn’t insured.
From FILE 002: the 10-second check, or check your policy with the free checkup.