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Liability coverage
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Liability coverage pays for injury or damage you (or your pet) cause to other people.
Your guest slips. Your dog bites a neighbour. Your tub floods the unit below. Get at least $100,000: that’s where most policies start.
A lease that says “insurance required” often only needs liability that protects the landlord. That doesn’t cover your stuff.
From FILE 002: What a real policy covers: the 3 parts.
Check our work
Sources
Official and government data first. Every quote is word for word; follow the link to check it yourself.
SOURCE 01Accessed Oct 2026
Insurance Information Institute (Triple-I) · “Renters insurance”
“It also pays for damage your pets cause.”
iii.org (opens in a new tab)SOURCE 01Accessed Oct 2026
Insurance Information Institute (Triple-I) · “Renters insurance”
“It also pays for damage your pets cause.”
iii.org (opens in a new tab)